Information proposal Essay Example | Topics and Well Written Essays - 750 words

Data proposition - Essay Example A great many people are ignorant about their own job in lighting such fires and there is a need to educate general society in regards to the equivalent. Individuals regularly sabotage their own job, and erroneously imagine that for a fire to happen there must be some outward factor or individual included. This Informational Documentary will portray the narrative of one such mortgage holder whose house burst into flames because of his own confusion and thoughtlessness. Endeavor will be made to illuminate the watchers about how to keep away from such apparently innocuous lack of regard that can have such horrible outcomes. In addition, it will likewise attempt to direct watchers about what steps to take once such a fire has been begun and how to limit the subsequent harm to individuals and property. Above all else a few measurements will be given that show just precisely what the percentile of the family unit fires is that are brought about by such inconsiderateness. It is evaluated that around 14 individuals daily are casualties of family unit fires, for the most part kids and the older fall into the casualties list. A consume casualty, who was associated with such an occurrence whereby his/her own imprudence lit the fire, would be exhibited and his/her current condition just as what s/he fouled up and how s/he could have maintained a strategic distance from the mishap would likewise be appeared to the watchers. A fire security official will likewise be talked with who will educate the watchers how to evade such flames and what to do in the event that such a fire ejects. The fire wellbeing official will likewise be approached to show how best to get away from such a fire, in such manner; the assistance of the nearby local group of fire-fighters, ideally the one to which the fire security official himself has a place, would likewise be inspired. Short meetings of the individuals who got away from such flames, and how these flames were caused, would likewise be recorded. The safety measures to be taken to stay away from such flames or to identify them as ahead of schedule as could be expected under the circumstances, similar to the most up to date smoke alarms and such would likewise be taken into

Mergers Don't Always Lead to Culture Clashes Essay

Mergers Don't Always Lead to Culture Clashes - Essay Example The way of life in MBNA shows an increasingly laid-back, efficient and features a cryptic association. Workers at MBNA are familiar with sumptuous ways of life and the organization offers significant compensations and liberal advantages. Among the advantages accessible incorporate private greens, corporate flies and yachts. Bank of America, in any case, works on money related productivity and qualities ease draws near. Also, Bank of America extended in view of frugality and has figured out how to concentrate on size and smarts as opposed to speed. Bank of America is required to experience difficulties as the bank endeavors to incorporate a culture that is absolutely inverse from the goals being advanced by the organization. The significant compensations and advantages got by MBNA workers is one significant issue. Despite the fact that the pay rates got by Bank of America representatives are moderately serious, the bank’s the executives needs to choose what approach should be done to accommodate the hole. Bringing down the compensations of MBNA staff will cause broad discouragement. Keeping up the significant compensations will likewise influence current Bank of America workers. This is a quandary that should be mulled over before tending to the compensation issue. Another viewpoint that requires center is the advantages gotten by MBNA representatives. Bank of America will absolutely diminish the vast majority of the benefits and to incorporate the bank’s vision with regards to spending.... Bank of America perceives the way of life of MBNA and how it has built up the association. MBNA has been effective and Bank of America plans to guarantee that the achievement will be continued. Regard likewise drives Bank of American to be increasingly delicate and do meetings concerning what should be changed and held. The mix of MBNA in Bank of American required thorough arranging. Bank of America directors see MBNA supervisors as self-important while the last considers the to be as bureaucratic. Be that as it may, these perceptions are a piece of the developing agonies that Bank of American endeavors to leap. Bank of America chose to receive a portion of the practices in MBNA. The administration additionally made new arrangements to fulfill both Bank of America and MBNA representatives. The official regalia in MBNA experienced a cross breed stage change to suit the necessities of the two gatherings. Since most Bank of America forms are adaptable, adjustments are actualized flawles sly. The objective is to forestall conflicts and fulfill the various societies. In spite of the modifications, Bank of America stayed firm on reducing expenses and the high MBNA pay rates were fundamentally decreased. Albeit a few representatives chose to leave, larger part of the workers remained. Bank of American sold everything except one of the corporate flies and gave the fairway to the State of Delaware. The bank keeps up that there are different approaches to make up for the expelled advantages. The most significant part is to guarantee that Bank of America’s money related standards are followed yet representatives despite everything appreciate the best prizes for their difficult work. 3. Do you think culture is imperative to the accomplishment of a merger/procurement? Why or why not? Most eyewitnesses feature money related effect, collaborations and pipeline

Global Warming Research Paper Example | Topics and Well Written Essays - 750 words - 2

A dangerous atmospheric devation - Research Paper Example Expanded temperature makes quick and irreversible changes on both earthly and oceanic natural surroundings. Earthbound natural surroundings exposed to a higher temperature become drier and can no longer continue life. Such loss of environment influences creatures and can be an antecedent for elimination of certain species. As temperature expands, the environment scopes of most species shifts. The move is sound for these creatures as it makes go decrease constraining the creatures into less friendly living space or expanded rivalry. The change is distressing to the creatures. A few animal groups are influenced and have no place to go on the grounds that they are compelled to arrive at their furthest constraint of territory. Living space dislodging and adjustment favors just the creatures that can adjust to these changes (UNEP 13). Expanded temperatures influence wetland natural surroundings. Wetlands are significant territory for fish and other amphibian creature and furthermore fill in as reproducing justification for some waterfowl. Increment in worldwide temperature will mean a for all time drier and hotter future. Such changes will bring about expanded natural surroundings demolition as the creatures will have no spot to live or to raise. The ice living spaces are the most influenced by expanding temperatures. The ice sheet are softening, and ice sheets are decreasing. Creatures, for example, the polar bears that live in these natural surroundings are influenced. Sea fermentation because of environmental change bring about fading of the coral reefs that are among the natural surroundings with the most elevated biodiversity (Chen-Tung 312). Environment pulverization and adjustment influences natural life since environmental change quickly changes these biological systems. An Earth-wide temperature boost is a case of environmental change impacts that alongside territory demolition and contamination can bring about expanded annihilation paces of creatures and other related species. Environmental change influences both the science and biology of most creatures. It changes the accessibility of assets fundamental for the creatures to endure. With the absence of food, water, and space, it is hard for a

Business Information Systems Assignment Example | Topics and Well Written Essays - 2000 words

Business Information Systems - Assignment Example particle that is connected to forms just as liable for giving business organization a 360-degree vision all through the appropriated organization branches of the bank. To settle on this business knowledge stage from business Objects was the sensible choices to encourage and extend the value just as significance of bank’s SAP arrangement. The Business objective for the bank’s knowledge stage has the arrangement eristic to hold up together present and up and coming data necessities just as it likewise approves bank’s administrators by methods for the data they require for creating everyday working and detailing compelling choice for the bank. Bank of Ireland business Group manages right around a large number of seller requests into its aggregate administrations office consistently in addition to efficient organization of this information and data stream is very vital made arrangements for its Acquire-to-Compensate techniques and practices. Execution of a most recen t ERP application proposed to create productivity; it has become evident that better strategies and practices were advantageous for moving just as recuperation of business solicitations, in addition to the bank headed out to the commercial center so as to discover new and inventive arrangement and proficient procedures (SoftCo Group Ltd., 2010), (Laguerre and Welsh, 2010), (SAP-2, 2010) and (Case Study). At the prior SAP execution in the Bank of Ireland, there were incredible chances and offices to the extra and far compelling improvement in business receipt the executives and exact treatment of professional interactions. Once in the past the business was working absolutely with manual techniques got ready for overseeing and taking care of business forms which are fundamental for the endorsement or required for various special cases decided before handling. The significant troubles in the paper-based or manual strategies were turning out to be increasingly more troublesome in addition to tedious. These consolidated procedures which are feeling the loss of, the difficulties

Hip-Hop as Black Music Essay Example | Topics and Well Written Essays - 1250 words

Hip-Hop as Black Music - Essay Example The initial hardly any sections of the book uncover the specific starting point of hip-bounce which is an amalgamation of rap music, break-moving and spray painting workmanship. The social state of New York in the 1970’s assumed a pivotal job in hip-hop’s beginning. As per Jeff Chang, the structure of the Cross-Bronx street laid reason for the introduction of hip-jump music. The structure of this street constrained very nearly 60,000 individuals to migrate to different neighborhoods. Along these lines, while the white individuals moved to better places like the Westchester Country, the dark and earthy colored networks withdrew to South Bronx which was destroyed monetarily. â€Å"Where once high rises or private homes had stood were currently slopes of rubble, designed with tore open sacks of decaying trash that had been flung on them† and however there was an expansion in social lodging in the zone, there were scarcely any employments. Practically 80% of the adol escent were left jobless. Along these lines, packs were shaped by the American-African and Afro-Caribbean generally to rebel against the â€Å"white-gangs† who were at that point present in the area. Accordingly from Chang’s introduction of the recorded settings it is clear that birthplace of this fine art was in the ruined South Bronx territories where â€Å"where an unpredictable whirlwind of social and political powers at play during the 1950s, 60s, and mid 70s left the African-American and Hispanic people group scanning for an exit from an existences of destitution, posse overwhelmed wrongdoing, and drugs†.... One of the bases of the music is bigotry. Segregation, loss of employments, counterfeit guarantees and deindustrialization prepared for the â€Å"gang-culture†. Packs like Black Panthers defended the interests of the blacks and opposed the whites. Additionally, a few different posses appeared. Puerto Rican progressives and Bronx packs held hands with street pharmacists and other illegal gatherings against the administration. Therefore, step by step and in the end a firm footed solidarity wrapped between the posses. Chang additionally discusses a portion of the notable pioneers and creators of hip-bounce music who began making their name in these posses. DJ Kool herc was the creator of hip-bounce music and the most popular DJ in the entire of New York City and was an outsider from Kingston (Chang, pg-69). He made another method of playing music, propelled by Jamaican sound culture, and turned into a prestigious DJ. Similarly, Chang has additionally expounded on the rise of anot her celebrated DJ-Afrika Bambaataa who recently drove a posse called Black Spade. Here we can comprehend that the ruined zones facilitated a great deal of gatherings where. The gatherings were held as a choice to posse life. Herc made his own music and presented words as per beats, subsequently turning out to be laying reason for rapping. In this manner, hip-bounce gradually rose as a gathering development where a great many people introduced new music structures. These young who were jobless and ruined gradually built up a personality and acquired hip-bounce music. In the following segment, Chang portrays the governmental issues related with hip-jump music. The political climate caused a change of hip-bounce music from a gathering music to an all the more politically slanted fine art. The music structure was certainly political as in youth from differing national foundations

QuestBridge 2013 FAQs

QuestBridge 2013 FAQs This is a blog entry specifically for finalists in the QuestBridge National College Match. If you dont know what this is, dont worry! You can read the updates for Early Action at this blog entry:https://mitadmissions.org/blogs/entry/early-action-updates-2013 If you are a finalist congratulations! Were excited to have you applying to MIT through QuestBridge. Here are some FAQs that QuestBridge applicants often have at this stage: Q: I am taking my tests in November/December/January. Am I still eligible for the Match? A: If you have not completed all the testing requirements by the October test dates, you will not qualify for the Match. If you have not completed your testing by October, do not worry; you do not have to remove MIT from your rank list because if you do not match with any school on December 2nd, we will simply email you instructions with how to roll over into our Early Action process. We will accept up to November test scores for Early Action, and up to January test scores for Regular Action. Q: If I will not have a full set of tests by the October testing date, what happens? Should I unrank MIT or withdraw my application? A: If your application is incomplete, we will not be able to match you. However, we would be able to consider you during Early Action (just a few weeks later) if your application is complete by then and you did not match. We can consider you for Regular Action as well, as long as your application is complete and you did not match to a binding school. If you take MIT off your rank list or withdraw your application, your application may not be able to be considered for Early Action. Q: Should I rush report my scores to get them to you in time? A: I previously answered this incorrectly in the comments and apologize. Best case scenario is of course, that you selected that your scores be directly sent to MIT. If you did not, and are worried if they will get here in time, we will accept an unofficial score report faxed or mailed in the meantime. Please mention that you are a QB applicant, along with full name and date of birth on the cover sheet. Q: Where do I send my high school transcript or updates? A: You can fax it to us at 617-687-9184 or mail it to MIT Office of Admissions, 77 Massachusetts Avenue, Room 10-100, Cambridge, MA 02139. Make sure your full name and date of birth are included, as well as the word QuestBridge. Q: Where do I send my financial documents? A: Fax them to the MIT Financial Aid Office at 617-253-9859, or mail them to: MIT Student Financial Services, Attn: QuestBridge Coordinator, 77 Massachusetts Avenue, Room 11-320, Cambridge, MA 02139-4307. If you have questions about your financial documents, email sfs@mit.edu. Q: How do I schedule an interview? A: You can find your interviewers information by logging in to your MyMIT account (http://my.mit.edu). Please be patient when trying to get in touch with them, as it may take them several days to respond to your request. If you have problems accessing your interviewers information, contact [emailprotected] for assistance. If you have not yet contacted your interviewer, do note that the deadline for interviews has passed. However, you may still be able to do an interview. While we cannot guarantee that interviewers will be able to accommodate you, some will accept late interviews on a case-by-case basis. Completing an interview can be helpful for your application, especially if you intend to remain in the Regular Action pool. Q: Why hasnt my Questbridge application shown up on my MyMIT tracking page? A: Colleges only just received your application. It will take approximately one week to process your application; your MyMIT tracking page should be updated by early next week. (You may see your tracking page show Part 1 and Part 2 as complete because your QuestBridge application is being used in place of the MIT application). Q: Ive already done an interview, but the interview is not checked off on the MyMIT tracking system. What should I do? A: Just notify us through the MyMIT website that you have conducted the interview so that we know to expect a report from your interviewer. Q: If Im not matched, can I still apply to MIT for Early and/or Regular Action? A: On December 2nd, QuestBridge will announce the results of the National College Match. If you are not matched with any school, we will send you an email asking whether you would like to be considered for MITs Early Action and/or Regular Action processes (or neither). Please look out for this message and respond to it quickly, so we know what to do with your application. See the Questbridge FAQ for more info. QuestBridge 2013 FAQs This is a blog entry specifically for finalists in the QuestBridge National College Match. If you dont know what this is, dont worry! You can read the updates for Early Action at this blog entry:https://mitadmissions.org/blogs/entry/early-action-updates-2013 If you are a finalist congratulations! Were excited to have you applying to MIT through QuestBridge. Here are some FAQs that QuestBridge applicants often have at this stage: Q: I am taking my tests in November/December/January. Am I still eligible for the Match? A: If you have not completed all the testing requirements by the October test dates, you will not qualify for the Match. If you have not completed your testing by October, do not worry; you do not have to remove MIT from your rank list because if you do not match with any school on December 2nd, we will simply email you instructions with how to roll over into our Early Action process. We will accept up to November test scores for Early Action, and up to January test scores for Regular Action. Q: If I will not have a full set of tests by the October testing date, what happens? Should I unrank MIT or withdraw my application? A: If your application is incomplete, we will not be able to match you. However, we would be able to consider you during Early Action (just a few weeks later) if your application is complete by then and you did not match. We can consider you for Regular Action as well, as long as your application is complete and you did not match to a binding school. If you take MIT off your rank list or withdraw your application, your application may not be able to be considered for Early Action. Q: Should I rush report my scores to get them to you in time? A: I previously answered this incorrectly in the comments and apologize. Best case scenario is of course, that you selected that your scores be directly sent to MIT. If you did not, and are worried if they will get here in time, we will accept an unofficial score report faxed or mailed in the meantime. Please mention that you are a QB applicant, along with full name and date of birth on the cover sheet. Q: Where do I send my high school transcript or updates? A: You can fax it to us at 617-687-9184 or mail it to MIT Office of Admissions, 77 Massachusetts Avenue, Room 10-100, Cambridge, MA 02139. Make sure your full name and date of birth are included, as well as the word QuestBridge. Q: Where do I send my financial documents? A: Fax them to the MIT Financial Aid Office at 617-253-9859, or mail them to: MIT Student Financial Services, Attn: QuestBridge Coordinator, 77 Massachusetts Avenue, Room 11-320, Cambridge, MA 02139-4307. If you have questions about your financial documents, email sfs@mit.edu. Q: How do I schedule an interview? A: You can find your interviewers information by logging in to your MyMIT account (http://my.mit.edu). Please be patient when trying to get in touch with them, as it may take them several days to respond to your request. If you have problems accessing your interviewers information, contact [emailprotected] for assistance. If you have not yet contacted your interviewer, do note that the deadline for interviews has passed. However, you may still be able to do an interview. While we cannot guarantee that interviewers will be able to accommodate you, some will accept late interviews on a case-by-case basis. Completing an interview can be helpful for your application, especially if you intend to remain in the Regular Action pool. Q: Why hasnt my Questbridge application shown up on my MyMIT tracking page? A: Colleges only just received your application. It will take approximately one week to process your application; your MyMIT tracking page should be updated by early next week. (You may see your tracking page show Part 1 and Part 2 as complete because your QuestBridge application is being used in place of the MIT application). Q: Ive already done an interview, but the interview is not checked off on the MyMIT tracking system. What should I do? A: Just notify us through the MyMIT website that you have conducted the interview so that we know to expect a report from your interviewer. Q: If Im not matched, can I still apply to MIT for Early and/or Regular Action? A: On December 2nd, QuestBridge will announce the results of the National College Match. If you are not matched with any school, we will send you an email asking whether you would like to be considered for MITs Early Action and/or Regular Action processes (or neither). Please look out for this message and respond to it quickly, so we know what to do with your application. See the Questbridge FAQ for more info. QuestBridge 2013 FAQs This is a blog entry specifically for finalists in the QuestBridge National College Match. If you dont know what this is, dont worry! You can read the updates for Early Action at this blog entry:https://mitadmissions.org/blogs/entry/early-action-updates-2013 If you are a finalist congratulations! Were excited to have you applying to MIT through QuestBridge. Here are some FAQs that QuestBridge applicants often have at this stage: Q: I am taking my tests in November/December/January. Am I still eligible for the Match? A: If you have not completed all the testing requirements by the October test dates, you will not qualify for the Match. If you have not completed your testing by October, do not worry; you do not have to remove MIT from your rank list because if you do not match with any school on December 2nd, we will simply email you instructions with how to roll over into our Early Action process. We will accept up to November test scores for Early Action, and up to January test scores for Regular Action. Q: If I will not have a full set of tests by the October testing date, what happens? Should I unrank MIT or withdraw my application? A: If your application is incomplete, we will not be able to match you. However, we would be able to consider you during Early Action (just a few weeks later) if your application is complete by then and you did not match. We can consider you for Regular Action as well, as long as your application is complete and you did not match to a binding school. If you take MIT off your rank list or withdraw your application, your application may not be able to be considered for Early Action. Q: Should I rush report my scores to get them to you in time? A: I previously answered this incorrectly in the comments and apologize. Best case scenario is of course, that you selected that your scores be directly sent to MIT. If you did not, and are worried if they will get here in time, we will accept an unofficial score report faxed or mailed in the meantime. Please mention that you are a QB applicant, along with full name and date of birth on the cover sheet. Q: Where do I send my high school transcript or updates? A: You can fax it to us at 617-687-9184 or mail it to MIT Office of Admissions, 77 Massachusetts Avenue, Room 10-100, Cambridge, MA 02139. Make sure your full name and date of birth are included, as well as the word QuestBridge. Q: Where do I send my financial documents? A: Fax them to the MIT Financial Aid Office at 617-253-9859, or mail them to: MIT Student Financial Services, Attn: QuestBridge Coordinator, 77 Massachusetts Avenue, Room 11-320, Cambridge, MA 02139-4307. If you have questions about your financial documents, email sfs@mit.edu. Q: How do I schedule an interview? A: You can find your interviewers information by logging in to your MyMIT account (http://my.mit.edu). Please be patient when trying to get in touch with them, as it may take them several days to respond to your request. If you have problems accessing your interviewers information, contact [emailprotected] for assistance. If you have not yet contacted your interviewer, do note that the deadline for interviews has passed. However, you may still be able to do an interview. While we cannot guarantee that interviewers will be able to accommodate you, some will accept late interviews on a case-by-case basis. Completing an interview can be helpful for your application, especially if you intend to remain in the Regular Action pool. Q: Why hasnt my Questbridge application shown up on my MyMIT tracking page? A: Colleges only just received your application. It will take approximately one week to process your application; your MyMIT tracking page should be updated by early next week. (You may see your tracking page show Part 1 and Part 2 as complete because your QuestBridge application is being used in place of the MIT application). Q: Ive already done an interview, but the interview is not checked off on the MyMIT tracking system. What should I do? A: Just notify us through the MyMIT website that you have conducted the interview so that we know to expect a report from your interviewer. Q: If Im not matched, can I still apply to MIT for Early and/or Regular Action? A: On December 2nd, QuestBridge will announce the results of the National College Match. If you are not matched with any school, we will send you an email asking whether you would like to be considered for MITs Early Action and/or Regular Action processes (or neither). Please look out for this message and respond to it quickly, so we know what to do with your application. See the Questbridge FAQ for more info.

Racism and Classism in Modern America How to date a browngirl - Literature Essay Samples

Racism in Modern America â€Å"How to date a brown girl (black girl, white girl, or halfie)† by Junot Diaz is a short story narrated by Yunior, a teen of Latino descent. In this short narrative, Yunior walks the reader through the steps to date and engage in sexual relations with different types of girls, changing his strategy based on the girl’s race. While on the surface the narrator appears to be experienced and content with picking up girls by his methods, as the story progresses it becomes obvious that Yunior is forced to mask his personality and his origins in order to get dates. Diaz uses specific rules depending on the date, making Yunior change everything from his race, language, and home in order to have a chance at winning a date. Yunior’s desperate chase for physical intimacy at the expense of his own identity and origin ultimately is what Diaz points out is occurring all throughout America. In Junot Diaz’s â€Å"How to date a browngirl (black girl, white girl, or halfie)†, the narrator Yunior is used as a symbol of the stereotypes and deference towards authority typical of minorities, which highlights the disparity between race and class that Yunior is a victim of. While the narrator puts on the airs of a macho guy, his fear of authority is exposed in his interactions with white and upper class figures. When he describes his date’s father picking up the telephone, Yunior immediately tells the reader â€Å"Hell ask, Who is this? Hang up. He sounds like a principal or a police chief, the sort of dude with a big neck, who never has to watch his back†(1). Diaz highlights the fear of authority that the young, poor and Dominican Yunior has towards authority. The choices of principal or police chief are used as examples of figures feared primarily by minorities. The police have always been viewed as a white organization by minorities and are treated by Yunior with disrespect, who hangs up simply because of what the father sounds like. Before the narrator can interact with this powerful authority figure from the upper class neighborhood, his fear of what the father’s powers represents prompts him to hang up, Yunior assuming that th e father would dislike and look down on him. He is unable to connect with the father because of the racial disparity that is evident in the striking contrast with Yunior’s living conditions and that of his dates. While white girls or halfies usually drive Jeeps or Hondas and â€Å"grew up with ballet and Girl Scouts, who have three cars in their driveways†(2), Yunior is stuck in poverty, relying on government cheese in order to survive.Yunior’s observations of the father also highlight his own fears. He remarks that the father sounds like a man who never has to watch himself, unlike Yunior, who grows up in â€Å"the Terrace-people get stabbed in the terrace†(1). Yunior is conscientious of his lower status and tries to hide his humble upbringing in different ways, such as by hiding the government cheese in different places depending on his date’s race, and stashing away the pictures of his identity are all an attempt to undermine his own identity an d culture. Yunior tries to hide his identity in order to appear more like his dates-upper class and white. As Yunior confesses to the reader, â€Å"Tell her that you love her[the white girl’s] hair, that you love her skin, her lips, because, in truth, you love them more than you love your own†(3). Yunior desperately wishes to be white Diaz is using the narrator as a lens to examine the upbringing of poor minorities as a whole. Yunior is shown as a typical impoverished minority kid-reduced to just another kid from the Terrace by his richer dates: â€Å"Neither of them[the parents] want her seeing any boys from the Terracebut she’s strong headed and this time will get her way†(1). Yunior’s date doesn’t care particularly for him, but merely wants some adventure and a thrill from dating someone from outside her world. Her parents view Yunior not as an individual, but as part of a society that is a threat. Even before Yunior has met his date’s parents , they have formed a negative opinion of Yunior, just like how he defers to authority figures or white people. But even Yunior falls into the belief that he is the stereotypical minority, evidenced in his interactions with his date’s mother: â€Å"If shes a halfie dont be surprised that her mother is white. Say, Hi. Her moms will say hi and youll see that you dont scare her, not really. She will say that she needs easier directions to get out and even though she has the best directions in her lap give her new ones. Make her happy†(2). Unlike when interacting with the fathers of his dates, Yunior seems much more willing to talk to white women, although his deference towards whites is still obvious. Yunior seems genuinely surprised that the mom isn’t frightened by him. Yunior expects to be viewed as the gangster from the Terrace, because of all the expectations given by the upper class. As a result of these expectations, Yunior attempts to mask his identity and act as a â€Å"whiteboy†, as evidenced in his idea of how to interact with the parents: â€Å"Don’t panicRun a hand through your hair like the whiteboys do even though the only thing that runs easily through your hair is Africa†(2). When the narrator hears that the mom wants to meet him, his instinctive reaction is to panic, and then to alter his appearance to match those of the whiteboys. How others view his race and appearance ultimately affect how he views himself and what he strives to be. While Yunior attempts to mask his personality with one more like that of his dates, his inability to accept himself makes him unable to achieve true intimacy. Yunior’s goal on all of his dates is ultimately to achieve personal intimacy only, with sex as the crowning achievement of any date. Yunior is unable to empathize or connect with his dates because of his mask. When detailing how dinner with his date will go, Yunior mentions that he has a hard time talking to new people, and states that â€Å"A halfie will tell you that her parents met in the Movementthat sounds likeUncle Tomming to me. Dont repeat this.Black people, she will say, treat me real bad. Thats why I dont like them. Youll wonder how she feels about Dominicans. Dont ask†(2). Yunior hides his personality throughout his interaction with his date. This forced interaction between a poor Latino and the higher class halfie emphasizes the gap between Yunior and his dates-the narrator is unable to connect with the struggles of someone he views as rich and free of problems. Despite himself being a minority, his brother uses the term ‘Uncle Tommin’, referring Uncle Tom’s Cabin and the subservient way the enslaved Tom acted towards his white peers. Yunior thinks of this while engaging in conversation with the halfie, and only refrains from mentioning it because he wants to have sex with th e girl. Similarly, Yunior chooses not to reveal his Dominican heritage to his date, allowing the halfie to think that he is black. On the other hand, when talking about the white girl, Yunior says â€Å"She’ll say, I like Spanish guys, and even though youve never been to Spain, say, I like you. Youll sound smooth†(3) Yunior allows himself to change based on the whims of his date, and it is his lack of a true identity that makes him unable to identify with any girl that he dates. This is a message of the disparity between race and wealth. Yunior sees all of the girls as rich and privileged, even if they are black. This class boundary removes Yunior from the world of his dates and forces him into the position of the â€Å"bad boy† from the Terrace in order for him to get dates. On a larger level it connects Yunior to the whole of his kind. Diaz is saying that racism, stereotypes, and inequality are still prevalent in the world.

Graduation Speech - Original Writing - 994 Words

It was her freshman year. She walked into the school feeling more nervous and frightened than she had ever felt previously in all nine years of attending school. Quaking in her shoes, she roamed the halls, frantically searching for the right classroom, fearing a possible encounter with a senior who would more than likely karate chop her to the ground before she even had a chance to run. Every year that she could remember there was a new friend whom she had latched onto in an attempt to survive the year. Yet freshman year, as she became more acquainted with her surroundings and the occupants of the building, friends were found in people she never would have imagined. She had finally found the group of friends she knew would stay by her side her entire highschool career; or all of theirs anyway. The amount of time she had with them was long, but not nearly long enough. As the school year drew to a close, she knew the time was coming. The best friends she could have ever dreamed of were going to leave for college and leaving the junior behind. Each day, she would hear the senior class getting more and more excited for the upcoming graduation ceremony, unable to wait to be free of the daily high school . Every day her friends’ excitement grew, the more her thoughts were filled with dread. â€Å"What would I do without them?† †¦ â€Å"Nobody else is as mature as I am† †¦ or worse yet: â€Å"Who am I to sit with at lunch?!† For years she had been told to make her high school career count or itShow MoreRelatedGraduation Speech - Original Writing1036 Words   |  5 PagesIn the back seat, intently listening to the words coming through the speakers, what is this I hear? Something so soulful, full of emotion, and life, it s as if I entered into another dimension, floating on a cloud of serenity. This feeling abruptly ended with a goodbye kiss as I prepare to enter the school building. I was enjoying my early morning schedule, learni ng about simple mathematics, how to get along with my peers, playing at recess, but I couldn t wait to get lost again, leave the earthlyRead MoreGraduation Speech - Original Writing980 Words   |  4 PagesBy the time that Landon and I arrived to his mansion, the party had already started. Crazy, intoxicated teenagers were swaying their hips and doing every provocative move they could think of to the beat of the horrid, meaningless music. Guys were desperately trying to get laid and the girls were loitering around, all over the place, taking photos and slurring their every word. Nothing good ever came out of partying-I could already tell that I was going to regret my actions by tomorrow morningRead MoreGraduation Speech - Original Writing1385 Words   |  6 Pagesâ€Å"Natalia! we have to go to this dance! Please!† â€Å"You got money Roxy? because I sure do not!†. â€Å"Well no, but your mom will buy us tickets! Ha-ha!† â€Å"Well that is true, but you are asking her!† â€Å"What why she s your mom!† â€Å"But that s your mom! Lights flashing day and night, cars and taxi’s stuck in the day rush and the night to endure the spotlight, but in North Brooklyn there was to girls, two girls who were friends since 6th grade. They went through many hardships but still always managed to comeRead MoreGraduation Speech - Original Writing898 Words   |  4 PagesAs long as I can remember I ve never been good at writing essays, especially under a time limit. There s just something about the pressure that makes me freeze up and I end up writing barely anything. I’ve struggled with it for the longest time, and I’ve tried to get better, but it’s a challenge for me. It all started in the third grade. I was deskbound in my third grade classroom with my friends, looking at all the decorations on the walls. It was approaching Thanksgiving break, so there wereRead MoreGraduation Speech - Original Writing953 Words   |  4 PagesIt s the minute details that are vital: the small things are what make big things happen. There are certain flashbacks of one’s childhood that stay forever in one’s mind. There is one day in particular that is still fresh in my mind. It was the fall of third grade, and I forgot to pray Shacharit that morning. My evident passion for Tefillah began at a young age. As the realization dawned on me, tears were suddenly streaming down my face. This had never occurred to me before, and I felt nervousRead MoreGraduation Speech - Original Writing992 Words   |  4 Pagesother alumni are in jail, died in the zombie apocalypse a while back, or have been wiped off the face of the earth somehow, I don’t know, I cou ldn’t possibly care any less about those that I went to high school with and that are there after me. Graduation was one of the better days of my young life. If you haven’t figured it out, I was not a fan of high school. They couldn’t pay or beg me enough to teach at any high school here in the county, hence why I am teaching at the middle school level, asRead MoreGraduation Speech - Original Writing943 Words   |  4 Pages It was my 5th grade ceremony at Anthony Burns Elementary School, and I was standing in line to get my certificate. The school’s principal called my name to accept my certificate for â€Å"AB Honor Roll† and â€Å"Excellence in Math.† I was looking into the massive crowd, and my mother, along with my Uncle Chris and Aunt Saundra, were cheering me on with jubilant faces. I remember how intense the moment was, and the overwhelming feeling’s of love i received; I was proud. As I made my way across the stageRead MoreGraduation Speech - Original Writing800 Words   |  4 Pagesâ€Å"Wake up,it’s time to go to Tennessee!† my mama exclaimed.I couldn’t believe that this day had come.It felt like I had waited forever for this much needed vacation from the hectic schedule of school. †I need to make sure I have everything.† I yelled.My brother was going,along with some of the church youth group.I was so excited that I could barely think straight.We were gone from September 4-6,which was Labor Day weekend.The reason we were going to Tennessee was to white-water raft.When we got toRead MoreGraduation Speech - Original Writing1036 Words   |  5 Pages It had been a long hot summer, and I was very excited for school to begin, I even found a new backpack on the internet that I wanted to buy, although this never would happen, I was still happy that the summer was almost over. I couldn t wait. Every day of August I had checked the mail. But one day when I saw the mail truck, I sprinted down the driveway, I would ve been hit by a car is one was there. I opened the mailbox, grabbed the mail, and ran back up, well I should say tried. I trippedRead MoreGraduation Speech - Original Writing1311 Words   |  6 PagesSetting my suitcase and bags next to my bed, I glanced around seeing that most of the things I kept here were where I left where I ha don t them two months ago. summer break recently ended and class was scheduled to resume on Monday. It was my last year here at Maxwell College of Arts and I could already tell that this year was going to be stressful. Being 21, almost 22 in September, I was ready to take on life. Ever since I was 15, I knew I wanted to be a singer. I wanted to share my music with

The Sarbanes Oxley Law - 1585 Words

Introduction: Trinity Industries made a very commendable effort in accommodating with what has now become one of the most important aspect of any public company, the SOX compliance, and as this case study illustrates, a good example of managing such big changes that can affect companies in the unforeseen future. After many renown cases mentioned, like Enron and Adelphia Communication, it was imperative that the government would take a much required action to curtail any such accounting scandals from happening again. Hence, the Sarbanes-Oxley law was enforced, that is analyzed as the SOX compliance in the case study. It could be identified that the Trinity Industries were able to meritoriously make a difference in implementing and maintaining their accounting practices and accountability of their financial system in such a way that they had no issues with SOX compliance since the passage of the act in 2002. In this there were certain key success-factors that played a big role that are, to some exte nt, exemplified by the author. But firstly, in the start their main focus was to take care of the basic sections of the SOX compliance which were sections 302 and 404. Section 302 focused on the certification of the internal controls and required the company to provide accurate disclosure, whereas, section 404 complemented section 302 as it required the company to provide the assessment of internal controls and hence an external audit of the management and adequacy of internalShow MoreRelatedSarbanes Oxley Federal Law1073 Words   |  5 Pagesfactors. One of these factors is federal law. Federal laws aim at regulating all the business processes starting from controlling transactions and ending by protecting investors. This paper aims to explain the impact that one of such federal laws known as the Sarbanes-Oxley legislation has had and is expected to have on information technology organizations. The Sarbanes-Oxley legislation or SOX can be defined as one of the most important federal laws of the United States for public companiesRead MoreSarbanes Oxley Act Paper934 Words   |  4 PagesRunning Head: SARBANES OXLEY ACT Sarbanes Oxley Act Introduction Sarbanes Oxley Act is focused towards identifying accounting frauds in different public companies. This paper discusses about various reasons for the introduction of Sarbanes Oxley Act and causes that has been overlooked. Causes for Sarbanes-Oxley Act Sarbanes Oxley Act is US federal law, which is established in order to set out the some standards for accounting firms, public company boards and managementRead MoreEssay on The Sarbanes-Oxley Act852 Words   |  4 Pagestoday that are using the Sarbanes-Oxley (SOX) legislation that helps to safeguard their company and their financial records. The Sarbanes-Oxley act began in 2002 and the purpose behind this act was to protect organizations, it had a major impact on accounting and record keeping. Because of Enron, they passed this act for publicly-traded corporations to better implement control to their enterprise data. â€Å"Named after Senator Paul Sarbanes and Representative Michael Oxley, who also set a number ofRead MoreThe Creation of Sarbanes Oxley1406 Words   |  6 PagesThe Creation of Sarbanes Oxley Introduction In 2002, the Sarbanes Oxley Act was ratified to address critical challenges impacting the way all firms are reporting financial information. Since this happened, a variety of companies have been implementing these standards using different techniques. In the case of IT activities, these provisions are designed to enhance reporting and communication. To fully understand the impact of the law on IT requires examining if Sarbanes Oxley is not already embracedRead MoreCorporate Scandals And The Implact Of The Sarbanes Oxley Act1472 Words   |  6 PagesA LOOK AT CORPORATE SCANDALS AND THE IMPLACT OF THE SARBANES-OXLEY ACT OF 2002 I. INTRODUCTION An economic boom filled with fraud, collapsed in the early 2000s with the unravelling of Enron in October 2001 followed by the implosion of WorldCom and many others big corporations. The downfall of these major companies led to a wide spread crisis of confidence in the financial markets. A crisis caused by executive greed was able to be magnified when the gatekeepers, the auditors, lawyers and analystsRead MoreThe Sarbanes Oxley Act Of 20021563 Words   |  7 PagesThe Sarbanes-Oxley Act of 2002 (SOX) was enacted to bring back public trust in markets. Building trust requires ethics within organizations. Through codes of ethics, organizations conduct themselves in a manner that promotes public trust. Through defining a code of ethics, organizations can follow, the market becomes fair for investors to have confidence in the integrity of the disclosures and financial reports given to them. The code of ethics includes the promotion of honest and ethical conductRead More Sarbanes Oxley Act of 2004 Essay1713 Words   |  7 PagesSarbanes Oxley Act of 2004 The Sarbanes-Oxley Act of 2002 was signed into law on July 30, 2002 by President Bush. The new law came after major corporate scandals involving Enron, Arthur Anderson, WorldCom. Its goals are to protect investors by improving accuracy of and reliability of corporate disclosures and to restore investor confidence. The law is considered the most important change in securities and corporate law since the New Deal. The act is named after Senator Paul Sarbanes of MarylandRead MoreThe Sarbanes-Oxley Act Essay1162 Words   |  5 PagesIntroduction The Sarbanes-Oxley Act, or SOX Act, was enacted on July 30, 2002. Since it was enacted that summer it has changed how the public business handle their accounting and auditing. The federal law was made coming off of a number of large corporations involved in scandals. For example a company like Enron was caught in accounting fraud in late 2001 when the company was using false financial statements. Once Enron was caught that had many lawsuits filed against them and had to file for bankruptcyRead MoreSarbanes-Oxley Act Research Paper1097 Words   |  5 PagesSarbanes-Oxley Act of 2002 Karla Azcue ACC 120-09 Mr. Donald Senior The Sarbanes-Oxley Act of 2002 is one of the most important legislations passed in the 21st century effecting financial practice and corporate governance. This act was passed on July 30, 2002 thanks to Representative Michael Oxley a republican from Ohio and Senator Paul Sarbanes a democrat from Maryland. They both passed two different bills that pertain to the same problem which had to do with corporations auditing accountabilityRead MoreThe Implications of the Sarbanes Oxley Act on the Accounting Profession755 Words   |  4 PagesThe Implications of the Sarbanes Oxley Act on the Accounting Profession Abstract On July 30, 2002, the Sarbanes Oxley Act (also known as SOX) was signed into law by President George W. Bush. The Sarbanes Oxley Act of 2002 is a federal law that set new or improved standards for all U.S. public company boards, management and public accounting firms. Covered in the eleven titles are additional corporate board responsibilities, auditing requirements and criminal penalties. This

Pitzer College Acceptance Rate, SAT/ACT Scores, GPA

Pitzer College is a private liberal arts college with an admissions rate of 13%. Founded as a womens college in 1963, Pitzer College is now a highly-ranked, coeducational college. Pitzer is one of  The Claremont Colleges, a consortium of seven schools. Students at Pitzer share facilities and can cross-register for classes at schools in the consortium including  Scripps College,  Pomona College,  Harvey Mudd College, and  Claremont McKenna. Pitzer has an 11-to-1  student/faculty ratio, a diverse student body, and strong liberal arts credentials that earned it a chapter of  Phi Beta Kappa.  Pitzer has educational objectives rather than core requirements, and the curriculum is highly interdisciplinary with an emphasis on social justice, intercultural understanding, and environmental sensitivity. Considering applying to this highly selective college? Here are the Pitzer College admissions statistics you should know. Acceptance Rate During the 2017-18 admissions cycle, Pitzer College had an acceptance rate of 13%. This means that for every 100 students who applied, 13 students were admitted, making Pitzers admissions process highly competitive. Admissions Statistics (2017-18) Number of Applicants 4,358 Percent Admitted 13% Percent Admitted Who Enrolled (Yield) 47% SAT Scores and Requirements Pitzer College has a test-optional standardized testing policy. With the exception of applicants to the Joint Medical Program, home-schooled applicants, and those students who attend schools that do not provide grades, applicants to Pitzer may submit SAT or ACT scores to the school, but they are not required to do so. During the 2017-18 admissions cycle, 30% of admitted students submitted SAT scores. SAT Range (Admitted Students) Section 25th Percentile 75th Percentile ERW 670 730 Math 670 760 ERW=Evidence-Based Reading and Writing This admissions data tells us that of those students who submitted scores during the 2017-18 admissions cycle, most of  Pitzer Colleges admitted students fall within the  top 20% nationally  on the SAT.  For the evidence-baed reading and writing section, 50% of students admitted to Pitzer scored between 670 and 730, while 25% scored below 670 and 25% scored above 730. On the math section, 50% of admitted students scored between 670 and 760, while 25% scored below 670 and 25% scored above 760. While the SAT is not required, this data tells us that a composite SAT score of 1490 or higher is competitive for Pitzer College. Requirements Pitzer College does not require SAT scores for admission for most applicants. For students who choose to submit scores, note that Pitzer participates in the scorechoice program, meaning that the admissions office will consider your highest score from each individual section across all SAT test dates. Pitzer does not require the essay section of the SAT or SAT Subject tests. ACT Scores and Requirements Pitzer College has a test-optional standardized testing policy. With the exception of applicants to the Joint Medical Program, home-schooled applicants, and those students who attend schools that do not provide grades, applicants to Pitzer may submit SAT or ACT scores to the school, but they are not required to do so. During the 2017-18 admissions cycle, 30% of admitted students submitted ACT scores. ACT Range (Admitted Students) Section 25th Percentile 75th Percentile Composite 30 33 This admissions data tells us that of those who submitted scores during the 2017-18 admissions cycle, most of Pitzer Colleges admitted students fall within the  top 7% nationally  on the ACT. The middle 50% of students admitted to Pitzer received a composite ACT score between 30 and 33, while 25% scored above 33 and 25% scored below 30. Requirements Note that Pitzer College does not require ACT scores for admission for most applicants. For students who choose to submit scores, Pitzer participates in the scorechoice program, meaning that the admissions office will consider your highest score from each individual section across all ACT test dates. Pitzer does not require the ACT writing section. GPA In 2018, the average high school GPA for Pitzer Colleges incoming class was 3.94. This suggests that most successful applicants to Pitzer College have primarily A grades. Self-Reported GPA/SAT/ACT Graph Pitzer College Applicants Self-Reported GPA/SAT/ACT Graph. Data courtesy of Cappex. The admissions data in the graph is self-reported by applicants to Pitzer College. GPAs are unweighted. Find out how you compare to accepted students, see the real-time graph, and calculate your chances of getting in  with a free Cappex account. Admissions Chances Pitzer College has a highly competitive admissions pool with a low acceptance rate and high average GPAs. However, Pitzer has a  holistic admissions process and is test-optional, and admissions decisions are based on much more than numbers. A strong  application essay, writing supplement, and glowing  letters of recommendation  can strengthen your application, as can participation in meaningful  extracurricular activities  and a  rigorous course schedule. Pitzers curriculum has a strong focus on social justice and intercultural understanding, and their website notes that they look for evidence of an applicants socially conscious independence. Pitzer also encourages applicants to participate in an optional interview. Students with particularly compelling stories or achievements can still receive serious consideration even if their grades and scores are outside Pitzers average range. In the graph above, the blue and green dots represent accepted students. You can see that the majority of successful applicants had high school averages of A- or better, combined SAT scores of 1200 or higher, and ACT composite scores of 26 or better. Your high school grades and extracurricular involvement are going to be far more important than standardized test scores due to Pitzers test-optional admissions process. If You Like Pitzer College, You May Also Like These Schools: Pomona CollegeOccidental CollegeUniversity of California - Santa CruzPepperdine UniversitySanta Clara UniversityVassar CollegeNew York UniversityHarvey Mudd College All admissions data has been sourced from the National Center for Education Statistics and Pitzer College Undergraduate Admissions Office.

A Research Paper Rough Draft - 1218 Words

Jameson Au English 1A-30 11/16/15 Research Paper Rough Draft During the past couple of centuries, humans were able to accomplish more things than the entirety of human existence. Mankind was able to prolong life, cure deadly diseases, and more. One of the greatest achievements was converting fossil fuels into energy. People are able to take the fossilized remains and turn them into the everyday fuel everyone in the world uses. However, the energy humans have been using is not clean. The more people use fossil fuels, the more the planet dies. Fortunately, scientists and engineers were able to come up with ways to renew energy. They created new technologies that are capable of harvesting the sun’s rays, water currents, and wind power. Even though renewable energy sources like this have been discovered, people still neglect to convert to them and continue to use fossil fuels. The sun, wind, and water are just some of the natural resources that people were able to use to make energy. There are solar panels, wind and water turbines that har vest the energy within these elements and converts them into electricity. These new technologies could potentially solve some pollution problems that have arisen over the years. First, look at how a solar panel is able to convert sun energy to electricity. Every single day, the sun rises over the horizon shining its rays over the land. Solar panels convert photons from the sunlight into direct current electricity. This electricity isShow MoreRelatedCanada Research Paper Rough Draft Essay1178 Words   |  5 PagesCANADA RESEARCH PAPER ROUGH DRAFT Canada is the country to the north of North America, surrounded by the United States in northwest of Alaska. and shares borders with the United States of America. Canada and the USA actually share the longest international border in the world. It is 8,891km/5,525miles long. The country expands from the Atlantic Ocean all the way to to the Pacific Ocean and right underneath the Arctic Ocean. Canada is the world s second-largest country in land mass, but has a smallRead MoreGreat Wall Of China Research Paper Rough Draft1564 Words   |  7 PagesCamille Ewing Great Wall of China Research Paper Rough Draft Great Wall of China Introduction: The Great Wall of China is one of China’s greatest achievements. It is a historical form of protection for the Chinese people, and it serves as a tourist attraction today, as well as a barrier between China and its invaders. The main purpose of its building was to stop invasions, and keep its people protected. Now, it symbolizes national strength and makes the people feel safe and proud. The main purposeRead MoreWhy Is It Assists Me? Developing Better Organizational And Planning Skills?978 Words   |  4 Pages Working on a research paper is something I admire, because it involves a process that can be useful in various ways, and is applicable to a variety of situations. 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I would completely rewrite the second and third drafts until I felt thatRead MoreSummary of Writing Drafts by Richard Marius Essay993 Words   |  4 PagesSeptember 23, 2012 My own summarization of, â€Å"Writing Drafts†, By Richard Marius This article is about Richard Marius and the processes he uses in his own writings. He expresses the importance of starting with just a list, committing yourself completely to the project at hand, writing numerous rough drafts, and many other guidelines that can contribute to the process of effective writing. A simple list is the first step to writing the first draft of anything. In the past, I was always told that writing

Works of Paul Cezanne Free Essays

Paul Cezanne was born in 1839 in the southern French town of Aix-en-Provence. He was the son of a wealthy banker. He became interested in art at an early age, which did not please his father. We will write a custom essay sample on Works of Paul Cezanne or any similar topic only for you Order Now Cezanne was educated at the College Bourbon at Aix, where he befriended Emile Zola. Both Cezanne and Zola decided they would like to devote themselves to art. Zola settled down to a literary career in Paris, but Cezanne, after a short period as a law student, decided to go with his father†s wishes that he should carry on the management of the family bank. He failed in this however, and was allowed to settle in Paris and attend the Atelier Suisse, where he was expected to prepare for the examinations of the Ecole des Beaux – Arts, which coincidentally, he never passed. He became known as one of the most extreme revolutionary painters. He became acquainted with the group of painters who encircled Manet and were later known as the Impressionists. During this period, he was most influenced by Delacroix and by the baroque painters that Delacroix studied, by Rubens and Tintoretto. The â€Å"color† theories of Delacroix combined with the â€Å"law of simultaneous contrast† formulated by the chemist Michel Chevreul, by the end of the 1860†³s were beginning to be taken up by the young artists that Cezanne was familiar with. Cezanne†s ambition was to create grandiose compositions of a purely imaginative description, expressive of his own moods, using either violently dramatic themes as he did in â€Å"Les Assassins† or â€Å"L†Autopsie†, or lyrical motifs, such as â€Å"Le Judgement de Paris,† or â€Å"Dejeuner sur l†herbe. Cezanne also painted a series of portraits in which dramatic and psychological effects were undertoned. In all these early works, the color is reduced to a few simple notes in which black, white, earth reds, and yellows predominate. He showed at this stage nothing of the curiosity about natural effects of color which distinguished the Impressionist group. During the years 1872-1873, a great change came over Cezanne. He spent the summers of these years at Auvers-sur-Oise in the company of Camille Pissarro, one of the foremost Impressionistic painters. Pissarro was older than Cezanne and had already discovered his personal style and perfected a methodical and precise technique adapted to it. For the first time Cezanne learned to look on nature with a curiosity and learned the process of recording the results that were obtained. And above all, the whole world of atmosphere color was revealed to him. Certain pictures painted by Cezanne in these years resemble very nearly Pissarro†s work, but they show Cezanne†s reater power over organizing form. For these years, Cezanne may be In the last decade of the 19th century belong some of Cezanne†s most celebrated works. These include the portrait of Geffroy, which could be unequaled in modern art for the completeness of its realization and the complexity and assurance of harmonies, several pictures of men seated at a cafe table and playing cards, and a series of landscapes dominated by the mass of Mont Sainte-Victoire. At the very end of his life, there seems to have been a reappearance of the romantic tendencies of his youth. His paintings became more richer, more intense, and vivid in color. In the 1880s and 1890s, his name had become almost unknown in the larger art circles of Paris. However, his fame began to gradually circulate among artists, and in 1904 an exhibition of his works in the Autumn salon revealed to the public this unknown genius. Most of his fame came posthumously, as Cezanne died at Aix in 1906. How to cite Works of Paul Cezanne, Essay examples

Ancient Roman Government Notes free essay sample

The â€Å"common-people† assembly which helped give the citizens more political power Empire- A dominating nation with extensive territories and a powerful ruler Laws of the 12 Tables- Guidelines for citizen’s behavior; a list of Roman customs about property and punishment Mercenary- A soldier who is hired for service in a foreign country Patrician- Member of Rome’s richest and most important families who served on the Senate for life Plebeian- The common person or lower-class citizen Roman Senate- One of the two houses of the early Roman republic Republic- A country run by the elected representatives of its people Tribune- A leader within the Concillum Plebus In 500 B. C the Roman government was forming into a republic; in which the people have the freedom to vote for their leaders. There were two parts, or two houses, to the Roman Republic: the Citizen Assembly and the Senate. The elected officials headed the two councils and they served one-year terms. We will write a custom essay sample on Ancient Roman Government Notes or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The republic was established in 509B.C and lasted 500 years. Differences between the Greek and Roman governments: In Greece all men were allowed to vote In Rome only men with money/property could vote The Senate was the most powerful part of the government; all senators were patricians. To obtain political rights, the common people (Plebeians) formed their own assembly, the Concillum Plebus and named their leaders tribunes. Establishing peace and order gave Rome stability: Rome’s first code of law was established in 450B. C. On ten tablets, ten legal experts wrote down a list of Roman customs about property and punishment. However, due to plebeian pressure, two more tablets were added to satisfy them. The final code was called the Laws of the Twelve Tables. By the end of the third century Roman law covered issues dealing with foreigners and eventually covered magisterial law to strengthen and correct existing law. The Roman Empire took its first steps of dominance in 27B. C when the law’s development was taken over by the emperors, who added and revised freely. As the law got more complex, the government had to literally train jurists who could understand and interpret the laws. The stability of the law, the military, and financial standing of Rom kept it powerful. Rome successfully battled the Carthaginians, the Celtics(British), the Etruscans, and the Samnites. The Roman Empire was established around 27B. C. The empire spanned three continents. The empire was divided into states that were ruled by governors who collected taxes and sent money back to Rome.

Tyco Essay Example For Students

Tyco Essay Title Pages No Content: A. Discuss how the turnaround team may use Gerard and Teurfs key communication(s) to transform the ethical values of Tyco. 3 4 B. Using Ford and Fords FOUR (4) types of change conversation, describe how Tyco would go through the process of the communicating change. 5 7 C. Ed Breen applies four step of kotters eight-step Change Management Model to implement organizational changes to restore ethical value of Tyco. 10 Appendix Plagiarism Statement 11 Assessment Matrix Written Report 12 Assessment Matrix Individual Presentation 13 Power Point Presentation Slide 4-16 References 17 communication(s) to transform the ethical values of Tyco. The turnaround team utilization of the Gerard and Teurfs transformation skills would have enabled them to listen to their employees more, created a more productive dialogue and community building for change. The skills involve will produce an open atmosphere of trust, disclose misinterpretation, enable listening and emerge new perception. We will write a custom essay on Tyco specifically for you for only $16.38 $13.9/page Order now Key communication skill to transform the ethical values of Tyco is telling stories. employees learn from past changes and paining pictures of the future. People will ell stories in conversation to keep the organization from repeating historically bad choices and to invite the repetition of the past successes. Tyco used vignettes to communicate changes in ethical behavior. The employees at Tyco dealt with ethical and conduct issues. At the beginning of 2002, it was uncovered that the CEO Dennis Kozlowski and his associate, CFO Mark Swartz were using the companys funds for inappropriate purposes. This is bad stories about Tyco. There was a sense of frustration among employees. The new CEO Ed Breen stepped in the top role at Tyco in July 2002. He as changing opinion of the corporation by communicating how the company was changing. Besides that, Tyco also telling that the core business of the Tyco was strong. So when they focus of the change was never troubled by the possibility of bankruptcy. Based on the past experiences, Breen need to modify the unethical behavior of their employees to avoid some conspiracy and fraud. Besides that, Breen stated that the most importance commitment was to reinvent in Tyco is its credibility and integrity. Apart of this, the new management team will re-create the way in which the organization functioned. They also planned to communicate its new policies in relation to ethical issues was through the development of a Guide to Ethical Conduct of Employees. The outline the regulation for the organization will regard to harassment, fraud, conflicts of interest, and compliance with laws. Based on the new policies can help Tyco to avoid some illegal issues. would go through the process of the communicating change. unequivocal language be used when attempting to convey ideas to employees and shareholders. When communication change with outside world must requires both strong words and strong symbols. Initiative The purpose of initiative is brings attention to the need for change, whether reactive or proactive. The assertion part of the Tyco to change is sense of frustration among employees so they need have some reaction. They want to modify the unethical behavior of some employees. So that can reduce the case of the conspiracy and fraud. Case: By the end of the year 2002, Tyco have complete overhaul of the executive team with every member being replaced. It is because Breen know that core business of the Tyco is strong and it heading up a strong operational and financial basis. A eclaration that Tyco performs is they want to reinvent the company. The most importance commitment is to reinvent it credibility and integrity. Understanding The purposes of the conversation for understand is provide an opportunity to gain greater understanding of the change issues and problems that need to be addressed. Enabling participates: The new management team re-creates the way which the organization functioned and practices that they used. .uef154a126b7e38febc08247c53b71a5f , .uef154a126b7e38febc08247c53b71a5f .postImageUrl , .uef154a126b7e38febc08247c53b71a5f .centered-text-area { min-height: 80px; position: relative; } .uef154a126b7e38febc08247c53b71a5f , .uef154a126b7e38febc08247c53b71a5f:hover , .uef154a126b7e38febc08247c53b71a5f:visited , .uef154a126b7e38febc08247c53b71a5f:active { border:0!important; } .uef154a126b7e38febc08247c53b71a5f .clearfix:after { content: ""; display: table; clear: both; } .uef154a126b7e38febc08247c53b71a5f { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .uef154a126b7e38febc08247c53b71a5f:active , .uef154a126b7e38febc08247c53b71a5f:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .uef154a126b7e38febc08247c53b71a5f .centered-text-area { width: 100%; position: relative ; } .uef154a126b7e38febc08247c53b71a5f .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .uef154a126b7e38febc08247c53b71a5f .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .uef154a126b7e38febc08247c53b71a5f .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .uef154a126b7e38febc08247c53b71a5f:hover .ctaButton { background-color: #34495E!important; } .uef154a126b7e38febc08247c53b71a5f .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .uef154a126b7e38febc08247c53b71a5f .uef154a126b7e38febc08247c53b71a5f-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .uef154a126b7e38febc08247c53b71a5f:after { content: ""; display: block; clear: both; } READ: Exercise Problems EssayThey can implement six sigma training courses to their employees to increase the efficiency and quality of the services and products. Tyco lan to communicate its new policies in relation to ethical issues was through the development of a Guide to Ethical Conduct of Employees for the organization with regard to harassment, fraud, conflict of interest and compliance with laws. Advisors from another company have been through the similar processes. Tyco also create a controllership guide to accounting standards for firm and hoped to gain more credibility within the community through reinforcing lawful organization-wide practices. Confirming the interpretation: An advisor from another company that had been goes through a similar process. He said that, if you want to change the hearts of the 260,000 people here as to the ethical climate they are working in; you need to bring to life this document. Performance Conversation of performing change is focus on producing the actual change required. All the staffs are sign off annually that they have read the guide, will adhere to its principles and are unaware of the violations of the principles of the day-to-day For example, in December 2002, it received only a 1. rating on the Government Metrics International (GMI) 10-point rating scale, but by August 2005, this rose to 9. with the company identified by GMI as one of the most dramatically improved. Closure Conversation for closure signals the completion of change and may involve acknowledgements, celebration, and rewards. Tyco settle with shareholders over the earlier fraud and overstatements in income, the Tyco CEO Breen still decided to break up the company. He spun-off in order to shrug off its past failures and because of an underperforming share prices. implement organizational changes to restore ethical value of Tyco. Step 1: Establishing the need for urgency, The action that needs to do by Ed Breen is perform a deep analysis about organization. It is important to understand the characteristic and behavior of organization in order to make changes in organization. Based on the Tyco case study, Ed Breen had understood organization past behavior that Tyco have faced financial and fraud problem by other stakeholders in July of 2002. In the other hand, problem analysis is also important to Ed Breen to critically evaluate problem that faced by an organization and solution that should be implement to make changes. From this, Ed Breen is understood about ethical value and morale value is low within the organization. So, it might be the major problem in the company that affected the company effectiveness. With this, Ed Breen are easily understand and decide which changes are critically need to implement by organization to increase. Step 2: Ensure there is a powerful change group to guide the change In this stage, this is a powerful coalition and action that need to perform is to create a team structure that able to guide and control change. It is important to find an effective solution to influence and guide employee to make changes. To lead a change, must bring together a team and influence people to change where powers is come from variety of powerful sources such as higher status, higher salary, Job title and others. This stage often needs a strong leadership that has authority to make changes and visible support from key people within organization. Based on the case study, in order to change the organization practice, Breen initiated a turnaround team to modify the unethical behavior. First, symbolic gestures were implement to show his determination to reinvent the company. He immediately replaces the board members and other mployee in an organization by the end of 2002 instead of openly comments of past behaviors. In the other hand, Breen are also made the move from Tycds Manhattan office to a standard office in New Jersey. By this can prove that he is seriously changing the company and leadership style of the past. Step 3: Develop a vision Develop a vision that able to provide a clear focus of change. .udcf85e5cc933d44953496c999bec9613 , .udcf85e5cc933d44953496c999bec9613 .postImageUrl , .udcf85e5cc933d44953496c999bec9613 .centered-text-area { min-height: 80px; position: relative; } .udcf85e5cc933d44953496c999bec9613 , .udcf85e5cc933d44953496c999bec9613:hover , .udcf85e5cc933d44953496c999bec9613:visited , .udcf85e5cc933d44953496c999bec9613:active { border:0!important; } .udcf85e5cc933d44953496c999bec9613 .clearfix:after { content: ""; display: table; clear: both; } .udcf85e5cc933d44953496c999bec9613 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .udcf85e5cc933d44953496c999bec9613:active , .udcf85e5cc933d44953496c999bec9613:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .udcf85e5cc933d44953496c999bec9613 .centered-text-area { width: 100%; position: relative ; } .udcf85e5cc933d44953496c999bec9613 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .udcf85e5cc933d44953496c999bec9613 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .udcf85e5cc933d44953496c999bec9613 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .udcf85e5cc933d44953496c999bec9613:hover .ctaButton { background-color: #34495E!important; } .udcf85e5cc933d44953496c999bec9613 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .udcf85e5cc933d44953496c999bec9613 .udcf85e5cc933d44953496c999bec9613-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .udcf85e5cc933d44953496c999bec9613:after { content: ""; display: block; clear: both; } READ: Guys And Girls EssayWhen an organization plan to make changes, a vision must be develop and set to be a common goal within an organization. A clear vision can help everyone to understand what to achieve, why o achieve and others. So, it will be a goal and direction for us to move forward to a same goals and destination together. First, we have to determine the value of changes and strategy to achieve vision successfully. In the case study, Ed Breen has set the vision for the organization change. One of his major challenges that he faced was changing opinion of the corporation by communication how the company was changing. Another hand, Ed Breen provides goals to employee and shareholders to share the same goals, objective within an organization that is reinvent credibility and ntegrity are the most important commitment within an organization. In this step, a role model and behavior is implementing to imply the vision, communicate it frequently and make it powerfully and embed it within everything that you do. When a problem or conflict arises, we can use the vision to make decision and solve problem. So, it will keep fresh in everyone mind and everyone is strict and focuses on the vision. From the case study, Ed Breen has planned few ways to focus on his vision. In order to make business become flourish, Ed Breen ush to implement six sigma training to increase efficiency and quality of companys service and product. The main way that Tyco planned to communicate is new policies in relation to ethical issue through the development of a Guide to Ethical Conduct of Employee that outlines the regulation for the organization with regard to harassment, fraud, conflicts and compliances with laws. To ensure the successful of changes, development of Guide must be successful implement and launched in worldwide. In additional, the new code of ethical conduct was implemented in meeting around lobal in May. To increase employee knowledge and information, monthly newsletters are provided with the column title of A Matter of Principle where they could submit question that regarding the ethical issue. This to ensure that employee sign off manually that they have read and understand the guide, adhere to its principle and unaware of the violation of the principle of their day- to- day work. The last communication guide that implement by Tyco is create a controllership guide to accounting standards for firm and gain more credibility in worldwide

Explaining a Misdemeanor and Why It Can Be a Big Deal

Explaining a Misdemeanor and Why It Can Be a Big Deal A misdemeanor is a lesser crime in the United States with less severe penalties than felonies, but more severe punishments than infractions. Generally, misdemeanors are crimes for which the maximum sentence is 12 months or less. Many states have laws that establish different levels or classifications for misdemeanors, such as Class 1, Class 2, etc. The most severe classes are those that are punishable by jail time, while the other classifications are misdemeanors for which the maximum sentence does not include incarceration. Misdemeanor sentences of incarceration are usually served in the local city or county jail, while felony sentences are served in prison. Most misdemeanor sentences, however, usually involve paying a fine and doing community service or serving probation. Except in a very few states, people convicted of misdemeanors do not lose any civil rights, as convicted felons do, but can be prohibited from getting certain jobs. Classifications Differ by State It is up to each state to determine specifically which behaviors are criminal and then classify the behavior based on a set of parameters and the severity of the crime. Examples of how states differ when determining crimes and penalties are outlined below with the marijuana and drunk driving laws in different states. Marijuana Laws There are significant differences in laws governing marijuana from one state, city or country to another and from state and federal perceptions. While Alaska, Arizona, California and 20 other states have legalized (or decriminalized) the personal use of medical marijuana, other states including Washington, Oregon, and Colorado have legalized recreational and medical marijuana. A handful of states including Alabama (any amount is a misdemeanor) and Arkansas (less than 4 oz. is a misdemeanor) consider the possession of (specific amounts) of marijuana as a misdemeanor. Drunk Driving Laws Each state has different laws governing drunk driving (driving while intoxicated - DWI or Operating Under the Influence - OUI) including the legal limits, the number of DWI offenses, and the penalties. In most states, a person who receives their first or second DUI is charged with a misdemeanor while the third or subsequent offense is a felony. However, in some states, if there is property damage or someone is hurt, the penalty jumps to a felony. Others states, for example, Maryland, consider all DUI offenses as misdemeanors and New Jersey classifies DUIs as a violation, and not a crime. What Is the Difference Between Infractions and Misdemeanors? Sometimes people will refer to their crime as, just a misdemeanor, and while being charged with a misdemeanor is less serious than being charged with a felony, it is still a very serious charge that if found guilty, could result in jail time, heavy fines, community service, and probation. There are also legal fees that should be considered. Also, failure to follow any of the court-ordered conditions of a misdemeanor conviction will result in more misdemeanor charges and even heavier fines, possibly more jail time and extended probation and legal fees. Being charged with an infraction is a lot less serious than a misdemeanor and the penalties usually involve paying a ticket or small fine and never result in jail time unless there is a failure to pay the fine. Also, people found guilty of an infraction are not ordered to perform community service or attend problem-specific programs such as Alcoholic Anonymous or anger management. Criminal Record Misdemeanor convictions appear on a persons criminal record. It also may be legally required to disclose the particularities of the crime during job interviews, on college applications, when applying for the military or government jobs, and on loan applications. Infractions may appear on a persons driving record, but not on their criminal record. Misdemeanor Penalties The penalties for a person convicted of a misdemeanor depends on several factors including the severity of the crime, if it is a first-time offense or if the person is a repeat offender and if it was a violent or non-violent offense. Depending on the crime, misdemeanor convictions will rarely result in more than one year in the city or county jail. For petty misdemeanor convictions, the jail sentence could fall between 30 to 90 days. Most misdemeanor convictions also result in a fine up to $1,000 although for repeat offenders or for violent crimes the fine can increase up to $3,000. Sometimes a judge may impose both the jail time and a fine. If the misdemeanor involved property damage or financial loss to a victim, then the judge may order restitution. The restitution can include court costs.  Also, a court may suspend the sentence and place the defendant on probation.

Test Tube Thunderstorm Chemistry Demonstration

Test Tube Thunderstorm Chemistry Demonstration You can react chemicals to produce what looks like a thunderstorm in a test tube. This is a spectacular chemistry demonstration that is suitable for chemistry class or lab. Safety You must be careful with this demonstration and keep any students away from the setup. It involves corrosive acid, flammable alcohol or acetone, and a slight chance of glassware shattering as a result of the vigorous chemical reaction. The test tube thunderstorm demonstration should only be performed by qualified individuals, wearing full protective gear and using proper safety precautions. Materials 95% alcohol (any type) or acetonesulfuric acidpotassium permanganateglass pipettetest tube Perform the Demonstration Wear gloves, a face shield, and protective clothing. Pour some alcohol or acetone into a test tube.Use a glass pipette to introduce a layer of sulfuric acid below the alcohol or acetone. Avoid any mixing of the two liquids, since the demonstration wont work if too much mixing occurs. Do not handle the test tube beyond this point.Drop a few crystals of potassium permanganate into the test tube.Turn out the lights. The sulfuric acid and the permanganate react to form manganese heptoxide, which explodes when it comes into contact with the alcohol or acetone. The reaction looks a bit like a thunderstorm in a test tube.When the demonstration is concluded, inactivate the reaction by using metal tongs to place the test tube into a large container of water. Be very careful! There is a chance the test tube could shatter.

Conflicts of interest in nowadays business Essay

Conflicts of interest in nowadays business - Essay Example Primary interests include all the responsibilities a person has at work depending on his/her kind of activity. Secondary interests are personal purposes and wishes such as making career, money making, doing favors for relatives. Certainly, financial motives are the most widespread causes of conflict of interest occurrence. Actually, personal interests are natural as all the people have them; however, they can easily become obnoxious in case if their motivation becomes stronger in comparison with primary interests’ motivation. The conflict of interest may be frequently present in the dormant form, but it turns into the real conflict when the person is really strongly influenced by secondary interests. Thus, there is a notion â€Å"conflict in a conflict of interests†. It appears in case when the risk of acting following secondary interests is present. More general interpretation of conflict of interest states that it is the circumstances in which a person or a company us es the official authorities for personal advantage. Actually, only the presence of conflict of interest is not considered as bad behavior as this is natural that employees or executives do have conflict of interest sometimes. ... Really, as it was explained above, conflict of interest may be present but the fact of misdeed may be absent at the same time. Here it is essential to introduce the notion of â€Å"conflict of roles† when a person has two roles at once and they are conflicting. For example, he/she may have governmental position and may own stock at the same time. Such differing of roles sometimes can lead to misdeed and misuse. Conflicts of interests may have different forms. The first form is self-dealing conflict of interest when an individual who is working in one company has a deal with the individual from another company for his own advantage. The second form is connected to the conflict of roles when a person has two jobs and the interests of one contradict the interests of another. The next form is related to family interests when a person may give to his/her relative a desired and prestigious job or an individual may buy something from the company his relative works in. Another popular form is making presents to a person who you work with. One of the important purposes of political ethics is to regulate the conflicts of interests, because the primary task of governmental officials is to provide public service not taking into account their personal interests. â€Å"Where a  conflict  exists, it should be dealt with in a transparent and accountable way. Even the mere perception that a  conflict  of  interest  has influenced an outcome can undermine public confidence in an organization’s integrity.   Having a clear policy which details specific reporting procedures and staff who are fully aware  of  their obligations to disclose any  conflicts  of  interest are effective ways  of  ensuing that they are handled appropriately, before they give rise to

Initial Public Offerings Essay Example | Topics and Well Written Essays - 500 words

Initial Public Offerings - Essay Example So as to fully understand IPO and how it works this article will briefly discuss the Starbucks Co. (SBUX) IPO. The Starbucks Co. is known worldwide for its ability to provide among the best brewed coffee in the market as well as offer outstanding customer service extending this to the community through Corporate Social Responsibility (CSR). The company specializes in the purchase of high-quality whole coffee beans which it roasts and sells together with fresh ones. Starbucks also supplies an array of richly brewed coffee, ready-to drink beverages, cold blended beverages, various types of premium teas, Italian-style espresso beverages, beverage related equipments and accessories and a myriad of complementary food items. As a result, the company has managed to operate in more than 50 countries where it runs about 15,000 retail stores in the US only. From the year 2001 to 2005, Starbucks managed to open approximately 1,200 stores on a yearly basis. During the same period the company man aged to go public by issuing an IPO. This enabled it to increase its revenues from $2.17 billion to approximately $5.39 billion. Its net earnings also drastically increased from $94.9 million to about $494.5 million. Moreover, Starbucks is committed to developing a long-lasting connection with its customers wherever it is located thereby bringing an exceptional experience to all.

Consumer Influences and Behaviour: UK Banking

Consumer Influences and Behaviour: UK Banking Chapter 1 (Intro) 1.1 Introduction To become the leading international bank HSBC has combined the emerging markets through international connectivity and scale yet maintaining the strategy unchanged. To comply with the recent economic turmoil HSBCs strategy is apparently most appropriate one as the projected the return of total shareholders equity remains achievable over full business cycle. Reinvestment of the capital allowed the company to maintain flexibility of direction in accordance with financial and regulatory environment. This can help the company to make the long term decisions supporting the brand values and the customer relationship and the growth to be consistent with the strategy. The ‘Managing for growth a diverse evolutionary strategy ranging from 2003 to 2008 for HSBCs growth and development across the globe addressing the areas where desirable and attainable improvement can be made; was an ultimate success. Unlike competitors, the consistent approach to grow within the emerging markets HSBC did not have to dispose any stakes in strategic investments to generate capitals. Depending on the customer demand and maintaining the strategic line while reviewing the emerging new opportunities, HSBC has successfully survived in the period of uncertainty. The company has increased the number of HSBC Premier Customers to 2.9 million, and the customer volume is increasing highly in the emerging market. During financial crisis and economic recession the global financial markets have suffered a serious impact. Very few banks have escaped unharmed by adjusting to shifts in the global financial and economic environment. Market entry timing decisions are inherently difficult. A firms managers need to consider the influence of so many factors both internal and external to the firm in deciding when to enter a market with a new product (Lieberman and Montgomery, 1991). Firms face a particularly difficult decision of planning when it is best to enter a market with a new product in response to a market introduction of a pioneering new product by a major competitor. Given that pioneering is no longer an option, is it better for the firm to enter the market quickly with a competitive new product or is it better for the firm to delay market entry for strategic reasons. When the competitive stakes are high, it is clearly in a firms best interest for its management to plan carefully such a market entry timing decision by giving careful consideration to a broad array of information including information on the competitor, the competitors product offering, the market, and the firms internal resources and product offerings. Considerable academic research has been conducted that suggests the desirability of certain market entry timing strategies for a wide array of conditions in the competitive environment (cf. Bowman and Gatignon, 1995; Brown and Lattin, 1994; Green et al., 1995). The business world composed of organization and work becoming more demanding and wild. Facing organizations are now facing so many challenges. Among them globalization, customer awareness, higher revenue with minimizing the operational cost, strengthening the organizational capacity, renovation and change, technological implementation, maintaining diverse human capital, and confirming essential and constant change. Fortunately the degree of competition among industry rivals has significantly increased. Now most of the organizations can easily duplicate technology, industrial methods, production, and even strategy. To gain the competitive advantage in the long run, business houses need to establish their own organizational capability (Burke Cooper 2004). 1.2 Background of The Study HSBC is a prominent name in the global banking industry. This bank has been operating successfully all around the world as a local bank with its efficiency and effectiveness. The integrated strategy of HSBC and on time decision made it becoming a threat for other long lived bank in the industry. The strategy the bank had followed make it to cope up with all sorts of cultural barriers and to be along within the society and create the better brand value compare to the other rivals in the banking industry. The reason behind the on-going prospect of this bank is due to a reason which made is to gain the competitive advantage in the global money and investment market. Lately the economic crisis hit the global money market and retail banking industry injuring the performance of all the major players in the industry as the confidence and the trust of the customers were gone. 1.3 Rationale This study is a requirement for the course I am enrolled in. This study will help me to utilize the acquired knowledge/theories and relate them to the applied business. The title was chosen as banking industry is one of the diverse industries and UK is one of the most competitive markets where the industry rivals constantly changing their strategies to adopt with the change and HSBC is one of the best performing banks in it. With the establishment of the purpose given, this study may be of importance to the purpose that have been discussed by fulfilling the objectives, the study will be helpful for researchers focusing on different strategies and innovative techniques with regards to the method of gathering the information. The findings of the research will be helpful for researchers in creating their own means of conducting their study. The significance of this study is the option that it may contribute the findings for the other studies that wish to examine factors for the success or failure of a study. Another importance of the report is to serve as a director for researches that emphasis on defining the effects of an integrated marketing strategy which made HSBC successful in the UK banking industry as well as globally. 1.4 Aim and Objective of the Study The aim of the research to find the answer to the research question â€Å"How can HSBC Continue to Maintain Its Competitive marketing advantage in the UK market?† The objective of this study is to identify the reason behind the success of HSBC and the challenges the company may face in future and the potential strategy the company may follow so that it can maintain its leading position in the UK retail banking industry. So, the prime objectives of the study are as follows: To identify how HSBC operates and what made it unique besides others To identify the attitudes of the UK customers towards HSBC. To identify the attitudes of the company staffs towards existing marketing system. To identify the shortcomings (if existed) of the Strategy being adopted by HSBC To identify the most effective strategy appropriate for HSBC in response to the current financial crisis in UK. 1.5 The Organization of the paper: Unlike the conventional approach this paper is furnished with the industry analysis focusing on the UK banking industry in term of its performance, effective factors leading HSBC to become more successful, the changing switching tendencies of the customers, role of the SMEs in the industry and an overview on the investment criteria in the money market. The study will initially gather information that will serve as introductory part of the study. The study will then gather related literature to prove the need for conducting the study. The literature review can help in determining what are the studies already done, what study needs to be corrected. The study will then determine the methods and means for data to be gathered and analyzed. In this part the data is being readied to be gathered and analyzed but the method to gather it will first be determined. The next part of the study is gathering, presenting and interpreting the data. In this part the validity of the hypothesis and ideas about the study will be proven. The last part of the study will be the part where conclusions and recommendations will be stated. In this part final statement about the study will be done. The study will be organized in accordance with the following order Chapter 2(Literature Review) According to Porter (1985) it is the value chain through which a company can create and offer value to its customers by efficiently utilizing costs and effectively offering the product or services through a lower cost or a higher differentiation. Again Rajnandan (2007) said value chain not only seeks to do away with the activities that do not add value, but establishes the importance of other support activities, including infrastructure, technology, and so on, that play a vital role in providing the foundation for competitive advantage. The value chain also is useful in outsourcing decisions. Understanding the linkages between activities can lead to more optimal make-or-buy decisions that can result in either a cost advantage or a differentiation advantage. (Graeme J. Buckley, 2006) After defining the discrete activities marketers need to identify the linkages between activities. The relationship survives if the performance or cost of one activity affects that of another. Competitive advantage may be obtained by optimizing and coordinating linked activities. (Porter, 1985) The developed opponents expected strategy, where it participates in the marketplace, how it competes, and what it tries to achieve, should be distinct from any strategy pursued by any rival. Those executives charged with visualizing the developed rivals strategy should also be encouraged to go beyond the likely strategies of announced. It is necessary to communicate the competitive variables to the target market as that will force the buyers to prefer the products. Where marketing communications carries the meaning of the companys product attributes, aiding customers reach their goals and moving the company closer to its own goals. (Lancaster, 2002) Marketing efficiency depends on communications effectiveness. The market is activated through information flows. The way a potential buyer perceives the sellers market offering is heavily influenced by the amount and kind of information he or she has about the product offering, and the reaction to that information. Marketing, therefore, relies heavily upon information flows between the seller and the prospective buyer. (Thomas A. Staudt, Donald Arthur Taylor, 1976) The firms value chain links to the value chains of upstream suppliers and downstream buyers. The result is a larger stream of activities known as the value system. The development of a competitive advantage depends not only on the firm-specific value chain, but also on the value system of which the firm is a part. (Kiichiro Fukasaku, 2007) Dramatic changes due to globalization, deregulation, and technology have redefined the nature of business by increasing competition. Significant increases in the speed of competitive response and the number of competitive actions and price cuts have also resulted. Those indicators highlight the intensity of competition. (Gr, Cu, Le, Hu, Ken G, 2005) Unlike the classical concepts, the marketing concept states that the nature of the marketing orientated organisation, whether product or service based, profit or non profit based, is the identification and genuine satisfaction of customers needs and wants, more effectively and efficiently than the competition. The marketing concept has been defined as ‘the key to achieving organisational goals and the marketing concept rests on ‘market focus, customer orientation, co-ordinated marketing and profitability. (Le, Ru, Lancaster, 2002). ‘Marketing Research is a systematic problem analysis, model-building and fact-finding for the purpose of improved decision-making and control in the marketing of goods and services (Kotler, 1999) Strategic capabilities that companies can use to support the strategy they have chosen to pursue. A strategic capability offers a company a sustained competitive advantage when substantial time and effort is required for competitors to develop the same capability. (Susman, 1992) Game theory more specifically, non-cooperative game theory can be a useful tool for investigating a comprehensive model of competitive advantage in that it demonstrates the linkages between resources, competitive moves and responses, and advantage. (Gr, Cu, Le, Hu, Ken G, 2005) The ability and speed with which a company can learn from experience is another strategic capability. The ability to learn is dependent, in part, on how the company captures and accesses information. Companies can simplify this process by minimizing the amount and complexity of information they have to process. (Susman, 1992) Only by gaining a deep and comprehensive understanding of buyer behaviour can marketings goals be realised. Such an understanding of buyer behaviour works to the mutual advantage of the consumer and marketer, allowing the marketer to become better equipped to satisfy the consumers needs efficiently and establish a loyal group of customers with positive attitudes towards the companys products. (Lancaster, 2002) Competitive advantage is a way of firms gained advantage over its rivals. Competitive Advantage introduces a whole new way of understanding what a firm does. Competitive Advantage takes strategy from broad vision to an internally consistent configuration of activities. Its powerful framework provides the tools to understand the drivers of cost and a companys relative cost position. Competitive Advantage also provides for the first time the tools to strategically segment an industry and rigorously assess the competitive logic of diversification. (Porter, 1998) The design stage determines the way in which a firm intends to differentiate its good or service from rivals. In this stage a firm makes choices to gain a competitive advantage over rivals. (William, 2004) For a single product or narrow group of products, a firms competitive strategy refers to the weighted mix of price, product qualities and features, and service that differentiates its product from those of rivals. (William, 2004) The Competitive Advantage model of Porter learns that competitive strategy is about taking offensive or defensive action to create a defendable position in an industry, in order to cope successfully with competitive forces and generate a superior return on investment. According to Michael Porter, the basis of above-average performance within an industry is sustainable competitive advantage. There are 2 basics types of CA: Cost Leadership (low cost) and Differentiation. The Delta Model contains the following elements: Strategic Triangle: used for defining strategic positions that reflect fundamentally new sources of profitability (three strategic options: best product, customer solutions, and system lock-in), Aligning these strategic options with a firms activities and provides congruency between strategic direction and execution (three fundamental processes are always present and are the repository of key strategic tasks: operational effectiveness, customer targeting, and innovation), and Adaptive processes: core processes of the company must be aligned to the chosen strategy in order to make progress against the strategic agenda and avoid a commodity-like outcome. 2.1 The Trends (Customer Focused) E-trading and online customer services are becoming the key differentiators in every industry. The banking industry in the midst of a shift assisted and backed by the rapid technological advancement, internet and globalization. The transition is not an incremental one through which organizations, processes, and technologies evolve in linear fashion into more advanced, but still familiar models which is distinct from the earlier industry change. Industry observers anticipate that this transition will be much more radical and constitute a complete metamorphosis of bankings entire business model, realigning everything from its strategic business orientation to its technology architecture to its value proposition to its customers. (Balthasar, 2010) 2009 is a significant year forcing many private banking experts to remember. Privet funds failed to generate revenue as clients withdrew assets from private banks. The global financial crisis has fundamentally changed the investment pattern of the High Net Worth Investors and their wealth management business itself. Growing Market ‘Many â€Å"new money† acquire their wealth through IPO. Brazil and China accounted for two-thirds of global capital raised in Q2 2009 (Ernst Young, 2009) showing that there is a growing demand for private banking and wealth management service in the region as the economy is rapidly growing. Chinas growth will outstrip US which is a good news for private banks who have a strong APAC presence, wealth management professionals should understand that the Chinese market is not easy to penetrate. First of all, client advisors need to be fluent in Mandarin and have local connections. Secondly, guanxi (relationships) still plays an extremely important role in the modern Chinese business community, private bankers without access to key relationship brokers as references will find it very difficult to convince Chinese HNWIs to open accounts. Private banks that hire locals will have a definite advantage over expats trying to cover Chinese clients. (Warren Buffet, 2009) Responsible lending Affordability assessment approaches vary across the industry. Responsible lending decisions require checks to be made concerning income and outgoings (typically using a combination of income multiples and affordability models) when assessing ability to repay now and into the future. Also the type of lending undertaken and the type of borrower (for example, applicants with impaired or low credit ratings) may require more detailed assessments to be carried out. Other (unregulated) lending Mortgage lending is only part of the affordability picture. Under the auspices of Treating Customers Fairly (TCF), affordability assessments are equally relevant to other borrowing, including personal loans and credit cards, and a number of lenders are looking at how their affordability assessment processes may need to be strengthened for these types of credit. In an effort to strengthen existing rules, new Banking Code guidance concerning assessing affordability in relation to unsecured loans (overdrafts and other borrowing) was issued by the Banking Code Standards Board in April 2006. Any assessment should now include at least two of the following: Income and financial commitments Repayment history Credit reference agency information and past repayment history Credit scoring. It is also worth noting that the Office of Fair Tradings recent guidance (‘the OFT Guidance) reinforces the need for firms to have regard to its earlier guidance on non-status lending and confirms its intention to consider further specific guidance with regard to irresponsible lending and what this may mean in different market sectors and circumstances. Responding to the concerns The FSA has indicated that as part of its retail agenda it will continue to focus on quality of advice processes in the mortgage market. In responding to these concerns, firms will wish to consider how the results of the FSAs findings impact each of their lending businesses: How extensive is the affordability process; does the advice process include an assessment of income and identifiable expenditure; anticipated changes in personal circumstances (income/expenditure composition); impact of interest rate changes and possible future increases in interest rates? How can the consumer deal with mortgages extending into retirement? What steps are taken to ensure that underwriting processes (including income multiples and affordability models) reflect the different characteristics and risk profiles of customers in different market sectors (for example, sub-prime; non-conforming)? Is the recent assessment carried out to identify the affordability (including affordability decisioning models) to meet the regulatory as well as commercial drivers impacting the business? What steps are taken concerning the assessment of the customers ability to repay where ‘enhanced income multiples are used (and where the firm may have insufficient, or outdated, data to measure the potential impact/risks of default)? What MI does the consumer have to facilitate the identification of affordability issues on a timely basis (for example, the performance of loans where ‘enhanced multiples have been applied; at the end of any discount period; the level of arrears and repossessions; lending introduced by intermediaries)? Even for long-established product offerings, it is clear that nothing stays still. Aside from regulation by the FSA, the market still needs to respond to the challenges of competition investigation into the PPI market. Household Leverage: In the years leading up to the crisis, a combination of factors, including low interest rates, lax lending standards, a proliferation of exotic mortgage products, and the growth of a global market for securitized loans fueled a rapid increase in household borrowing. (Shedlock, 2010) ‘The recent financial crisis contributed to the longest and most severe economic contraction since the Great Depression. The rapid expansion in the use of borrowed money, or leverage, by households in recent years, is one factor that may help account for the virulence of the downturn. (Shedlock, 2010) ‘The common patterns observed across countries suggest that, the unwinding of excess household leverage via increased saving or increased default rates could be a significant drag on consumption and bank lending going forward, possibly muting the vigor of the economic recovery. (Shedlock, 2010) 2.2 Changing Nature of Consumer Behaviour (Higher Expectation) ‘Customers take control. Customers will be smart, informed and savvy users of financial services. They will only be interested in service providers that can meet their very specific individual needs. (CMA Management, 2006) Global banking leader for the Institute for Business Value, each bank must decide on a strategy that fits its customers needs. Banks will need special strategies to cater to a far more discerningand controllingcustomer. Innovative approaches to business design, customer service, workforce management and IT will be critical to banks future success. (Sunny Banerjea, 2009) Banking customers will demand more advocacy, personal security and control in their banking relationships Banks will source products and services from many specialized and best-in-class service providers, including independents and other banks providing white-label products and services. Innovation in products, processes, relationships and business models will be the primary path to sustainable growth. Furthermore, the modern banking industry has brought greater business diversification. Some banks in the industrialized world are entering into investments, underwriting of securities, portfolio management and the insurance businesses. Taken together, these changes have made banks an even more important entity in the global business community. 2.3 Globalization (Intense Competition) ‘By 2015, we will live in an intensely customer-centric market that is dominated by global mega banks and densely populated by specialist financial services providers. Fierce competition, global regulation and technology will reshape bank and non-bank structures. (Rusty Wiley, 2009) Banking is moving incrementally but unmistakably away from a model based on products, transactions, touch points, and internal departments toward one based on customers, processes, integrated experiences, and the enterprise-wide value of information. The new strategic centre is not an institutions asset size, market share, revenue growth, or operating efficiency, but the â€Å"customer experience† the institution provides to consumers. Whether a seismic departure in focus or simply a more pronounced emphasis on an existing strategy, many banks have decided this is their destination. Many countries are now more alert after so many scams including The Bernard Madoff $65 billion Ponzi scheme exposed in 2009. To minimise and control the false trading activities and tax evasions, governments worldwide demand more oversight of banking operations influencing not only the investment banking business but also the private banking side. The account opening process, KYC and offshore banking activities are under tighter scrutiny than ever before. As a direct result, banks have to spend more money on compliance and risk management. (Investment Research, 2010) Banks no longer think in terms of selling products and making transactions, but rather in terms of acquiring, satisfying, and retaining customers. They are realigning their system architectures to recognize, integrate, and monitor business processes that span departmental boundaries and consider customers from a company-wide perspective. The resulting systems provide customers with tools to conduct their own banking business on their own terms, in their own time, and through whatever channel they happen to access. (Balthasar, 2010) This shift in strategic focus has already had a profound impact on the way that bankings role and value to its customers have evolved, leading to the second feature of the industrys transformation, which is that banking is no longer seen as purely a financial transaction, but rather in a broader and more significant way as a financial information business. This distinction may sound like splitting hairs, but the eventual effect on the banking industry will be nothing short of transformative. To better adapt and accommodate this shift successfully, banks will have to recon and upgrade their entire IT infrastructures. The excellent international reputation and the $300 billion private banking assets the region currently manages, the Singaporean government is aggressive in making the country more attractive to private banks and HNWIs worldwide. Singapore officials are planning to amend the Income Tax Act, which is likely to help the country to make Organisation for Economic Cooperation and Developments â€Å"white list†, further establishing itself as Asias private banking stronghold. (Wall Street Arrow: Market Insights, 2009) The competitive pressures that have squeezed the banking industry for the past decade show no sign of letting up, principally due to the banking industrys continuing consolidation. (Balthasar, 2009) Many industry analysts are expecting another round of large bank merger announcements, with the additional element of international banks involved in cross-border mergers. We have seen the beginnings of that trend already in Europe, with the acquisition of Abbey National (U.K.) by Santander (Spain) and the protracted dispute between Dutch bank ABN AMRO and another Spanish bank over two Italian banks. One important ramification of the continued growth of leading banks will be their ability, based on their sheer size and higher efficiencies, to invest in world-class data storage, management, and analytical capabilities, thereby extending their dominance by the development of innovative revenue-generating products and services. The transition to banks as primarily an information source has helped lower the barriers to entry in the financial services industry, opening the banking arena to a host of new, non-bank players. The current alarm among banks and their regulators about Wal-Marts efforts to obtain an industrial loan company (ILC) license in Utah is the most visible manifestation of that trend. 2.4 Technology (Customised Service) Sharply focused technology. The enabler of all this change will be technology that supports rapid, accurate decision making and greater operational flexibility and efficiency. The successful specialists will be those who can track and analyze specific customer needs and speedily meet them with profitable, reliable products. (CMA Management, 2006) The global trend of deregulation has opened up many new businesses to the banking industry. Coupling that with technological developments like internet banking and ATMs, the banking industry is obviously trying its hardest to shed its lackluster image. (Investopedia, 2010) The major force driving banking transformation stems from the increasing commoditization of financial transactions. Banks can no longer distinguish themselves on the basis of product set functionality or operational excellence. Commercially available systems have perfected virtually all the important functions in basic transactions, including payments, deposits, funds transfers, and account reporting. The maturity of technology in these areas has made both functionality and pricing nearly uniform among leading vendors. The sheer volume and scope of regulatory requirements has imposed on banks an unprecedented need to develop transparent systems and processes, along with more effective and reliable means for collecting, storing, and manipulating information. Going forward, banks will need to develop an approach to their IT infrastructure that places a premium on flexibility, adaptability to rapidly changing market circumstances, and the ability to integrate information from multiple sources currently isolated from each other. The competitive landscape has also shrunk considerably. In June 2008, there were 46 lenders offering unsecured personal loans, down from 58 in June 2007, however, by June 2009 this number had dropped further to just 37. The real value proposition that banks offer now is in the information they can provide about financial services and transactions, from a perspective of accessibility, speed, convenience, granularity, analysis, and so forth. In other words, the important question to ask banks now is â€Å"how quickly, accurately, deeply, efficiently, transparently, and finitely can they capture, parse, store, identify, access, retrieve, sort, match, analyze, aggregate, present, share, distribute, and protect data?† Therefore, leading banks are basing new technology strategies on transforming and enhancing their command of information. Although they already sit atop vast amounts of data about their customers, banks in many respects are unable to identify and/or retrieve it with any degree of precision. With bankings future growth and profitability dependent on the ability to aggregate information across systems and reorient it by customer instead of product, technology spending decisions will he nceforth be guided by how well a proposed solution furthers a banks command of information. (Balthasar, 2009) Data management The command of information should be incorporated it into technology development by the vendors allowing them to capture (automatically as much as possible) descriptive and associative information about customers, transactions, and workflow circumstances as distinct data fields; to identify, access, associate, aggregate, sort, and display data from disparate sources; to exchange, transfer, compound, and deconstruct data freely across system boundaries; to normalize, integrate, and analyze that data for a specific purpose and for a specifically designated market segment; to drill down and parse data into ever more discrete units that can be segregated and analyzed; and to manage all of the above in near-real time through centralized database management and automated business processes with rules-based workflow and exception management. Initiatives and architectures not built on a sophisticated data management core will provide only limited benefit, since sooner or later they will be unable to integrate fully into